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| You can now remit money to anywhere in India every month. To avail this benefit all you need to do is present your NRI Credit Card at any UAE Exchange outlets and we will pay the remittance fee for one transaction every month. To be eligible for this offer, you need to spend a minimum of AED 500 that month.
Conditions of UAE Exchange apply. The mode of remittance should be cash only. The Bank accepts no liability with regards to the remittance process.
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| You can now get a free one-way flight ticket within India on accumulating spends of AED 25,000 on your NRI Credit Card. The ticket can be booked in anybody's name you desire, from right here in the UAE by simply redeeming your accumulated reward points at MMI Travels.
The ticket is non-refundable, non-transferable and subject to Kingfisher flights availability.
All taxes to be borne by the card holder.
(T&C's Apply)
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| Great shopping and health care benefits are just a swipe away.
Shop with your RBS NRI Credit Card and enjoy these great discounts and offers in India!
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10% discount on purchase of diamond jewellery worth INR 25000 and above (applicable for Joyalukkas outlets in India)
*Terms and conditions:
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This offer is applicable only for diamond jewellery |
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This offer is valid only at Joyalukkas group outlets in India |
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This gift voucher cannot be encashed |
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This offer is not valid in conjunction with any other offers/promotions |
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This offer is not applicable for loose diamonds/watches/pearls etc. |
Offer validity: Up to May 2010.
Delhi - Gurgaon, Tel.: +91-214-2577452
Hyderabad - Punjagutta, Tel.: +91-40-23418205,
Kerala - Angamaly, Tel.: +91-484-2452999, +91-484-2458884,
Ernakulam, Tel.: +91-484-2350518,
Kollam, Tel.: +91-474-2769555,
Kottayam, Tel.: +91-481-2300999,
Thodupuzha, Tel.: +91-486-2222333,
Thrissur, Tel.: +91-487-2323820/21/22,
Tiruvalla, Tel.: +91-469-2601999
Mumbai - Bandra, Tel.: +91-22-26452227,
Pondicherry - Tel.: +91-413-2211916
Tamil Nadu - Chennai, Tel.: +91-44-28155655,
Coimbatore, Tel.: +91-422-2492699,
Madurai, Tel.: +91-452-2345916,
Salem, Tel.: +91-427-2444545,
Tirunelveli, Tel.: +91-462-2334916. |
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| RBS NRI Cardholders can now get 5% discount on all air tickets booked to India through MMI Travel. Benefit from this privilege offered by your credit card and make your travel a pleasure.
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| NRI LifeAssure protects you and your family against life's uncertainties. For a nominal monthly charge of only AED 9.99 you will be covered for death due to any cause for a sum of INR 500,000. To enroll for NRI LifeAssure please call us on +971-4-4266000.
This policy is underwritten by Oman Insurance Company, as per the Terms and Conditions laid in the accompanying Booklet. The Bank is performing the role of an intermediary and accepts no liability for any claims made in relation to this policy
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| Smart Protection is a comprehensive credit shield that covers the outstanding balance on your NRI Credit Card in case you are unable to meet your liabilities due to unforeseen and unfortunate events like death, hospitalisation or involuntary loss of employment. You are automatically enrolled for Smart Protection at a nominal monthly charge of only 0.89% of your monthly outstanding balance. In case you do not wish to be covered by Smart Protection, please call us on +971-4-4266000 to cancel your enrollment.
BENEFITS
| Cover Provided |
Cover Limits |
| Death Cover |
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100% of your credit card outstanding or credit limit, whichever is lower, subject to a maximum of AED 100,000 |
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| Permanent Total Disablement |
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100% of your credit card outstanding or credit limit, whichever is lower, subject to a maximum of AED 100,000 |
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| Loss of Employment |
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10% of the outstanding as on the date of the event, subject to a maximum of AED 4,000 for every month up to a maximum of 12 months. |
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Terms & conditions apply. For more information call Phone Banking on +971-4-4266000 |
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Home Assure  |
| HomeAssure is a comprehensive, yet affordable insurance plan to protect all the valuables in your home from theft or accidental damage. Unlike most other home insurance policies, the HomeAssure cover includes your family's precious jewelry; in addition HomeAssure also covers you in the unfortunate event of loss of accommodation. With premiums starting at just AED 49 a month, HomeAssure is the best way to protect your home.
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| Smart Convenience |
| With your NRI Credit Card, you get the added convenience of being able to pay your Etisalat, DEWA, SEWA and ADWEA bills as well as your children's school fees on the phone. To pay, simply call +971-4-4266000 and follow the easy pre-recorded instructions. What's more, you can choose to pay your children's school fees in 6, 12, 18 or 24 monthly installments with our Smart Payment Plan.
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| Smart Cash |
| Need a loan in a hurry? With the NRI Credit Card, you can get a loan quickly without the inconvenience of any paperwork and a tiresome approval process*. Simply call us on +971-4-4266000 and we'll approve your Smart Cash request on the phone. Once approved, your draft will be mailed to you within 3 working days. You can choose to repay your Smart Cash loan in 6, 12, 18, 24, 30 or 36 easy monthly installments at special interest rates. Your installments will be debited to your monthly credit card bill.
*Terms and conditions apply.
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| Free Supplementary Cards |
| With your NRI Credit Card, you can get up to two free supplementary cards for your family members over 18 years of age. After all, the best things in life are meant to be shared with the ones you love.
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| Four Year Card Validity |
| Your NRI Credit Card has a validity of four years. So you don't have to worry about replacing your card every year.
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| Worldwide Acceptance |
| You can use your NRI Credit Card to pay at over 32 million establishments around the world. What's more, you can also use it to withdraw cash at over 900,000 ATMs worldwide.
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| Smart Monthly Minimum Payment |
| Should you find yourself unable to pay your entire credit card bill by the due date, you can pay as little as 5% of the outstanding balance and revolve the rest at a competitive rate of interest. Of course, if you pay your outstanding balance in full, no interest is charged on your purchases except in the case of cash withdrawals.
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| Smart Payment Deferral |
| We know there are times when you may need a little more time to pay your credit card bill. With Smart Payment Deferral, you have the convenience of postponing your payment by a month.
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| Save with our Balance Transfer Facility |
| If you are carrying a balance on another credit card and paying too much interest on it, in certain cases you may be able to cut your credit card interest charges by up to 50%. Simply transfer the balance to your NRI Credit Card at an attractive interest rate, valid for 6 months from the date of balance transfer.
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| Smart Draft |
| In the unlikely event that your NRI Credit Card is not accepted at certain places, you can still use it to make the payment with Smart Draft. Simply call us and we'll send you a draft in the name and amount of your choice and charge it to your credit card.
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