Our Personal Loan can make all your dreams come true. Be it the car you always admired, taking a holiday to some exotic location, financing a family wedding, your child's education, or moving into your dream home, now you can achieve them all with our Personal Loan.
Our friendly Loan Advisors will meet you in person at your home or office to discuss a loan package that best meets your financial needs. All you need to do is give us a call and someone attending to you right away.
The unique features of our Personal Loan are:
With our Personal Loan, you can get as much as AED 250,000 as a loan amount.
Flexible repayment period up to 72 months**
You can choose to pay back your loan amount in equal monthly installments, including interest, over a convenient period. This gives you enough time and flexibility to plan your finances.
This unique feature insures that in the unfortunate event of the borrower's death or permanent total disability during the term of the loan period, the family is not burdened by the outstanding balance.
Once your Personal Loan has been approved, we will open a current account for you, which has no minimum balance requirement and the convenience of issuing an unlimited number of cheques.
Your current account comes with a free ATM / International debit card that gives you unlimited access to your account at over 700 ATMs throughout the Emirates. The card can also be used for purchases on the internet or at over 23 million Visa merchants all over the world.
Once your our Personal Loan has been disbursed you will get a complete schedule of payments along with the details of your Personal Loan agreement.
To apply for Personal Loan you need to be over 21 years of age, a legal resident of the UAE and Salary Transfer to our bank is required.
*All Personal Loan are subject to Bank's approval.
**For Expatriates only. For UAE Nationals repayment period is up to 84 months. Terms & Conditions apply.
To apply or to get more information about our Personal Loan, call our 24-Hour Banking Service on +971-4-4266000.