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Personal Loan Plus
The easiest and fastest way to get a loan. No salary transfer required.

Have you ever struggled to get the extra cash quickly, which you needed to pay your house rent, your child's education or take that dream vacation. Our Personal Loan Plus is ideal to cover all your immediate financial needs.

Our friendly Loan Advisors will meet you in person at your home or office to discuss a loan package that best meets your financial needs. All you need to do is give us a call and you'll have someone attending to you right away.

Loan Amount

Our Personal Loan Plus is a loan facility extended to salaried and self employed individuals offering a loan of up to AED 130,000*. There is no need to transfer salary or open a transaction account with our Bank.

Personal Loan Plus can be availed even if you have an existing Personal Loan with another bank.

Easy Documentation

Minimum documentation is required to apply for our Personal Loan Plus. All you need is a salary certificate and other basic documentation.

Competitive Interest Rate

Personal Loan Plus offers you affordability by providing you high loan amounts at very competitive interest rates compared to most other post dated cheques based loans in the market.

Flexible Repayment Period

You have the freedom to pay back your loan amount in equal monthly installments, including interest, over a convenient period of up to 48 months which gives you enough time and flexibility to plan your finances.

Insurance Protection

This unique feature, at a nominal premium, covers the customer's outstanding balance in the unfortunate event of borrower's death or permanent total disability during the term of the loan period and insures the family is not burdened by the outstanding balance.

Complete transparency in dealings

Once your Personal Loan Plus has been disbursed you will get a complete schedule of payments along with the details of your Personal Loan Plus agreement.

Easy eligibility*

To apply for Personal Loan Plus you need to be over 21 years of age, a legal resident of the UAE.

To apply or to get more information about our Personal Loan Plus, call us on our 24-Hour Banking Service at +971-4-4266000.

* Terms and conditions Apply. All loans are subject to Bank's approval.

 
The Royal Bank of Scotland N.V.