At RBS, we offer personal loans on the basis of salary transfer, at the sole discretion of the Bank. The following original documents are required to apply for salary transfer loans:

1	Salary transfer letter issued by the employer addressed to The Royal Bank of Scotland N.V.
2	Original Passport with valid Visa and copies (original passport to be returned after sighting)
3	Additional ID proof such as Labour Card or Driving License
4	Two Security cheques signed by the customer addressed to The Royal Bank of Scotland N.V.
5	Three months' salary slips
6	Last 3 months bank statements
7	Employer of the applicant should be listed with us.
8	Original Utility Bill

The following documents are required to apply for a Personal Loan secured against post dated cheques, at the sole discretion of the Bank:

1	Original Passport with valid Visa and copies (original passport to be returned after sighting)
2	Labour card copy
3	Original salary certificate not more than 1 month old (or) original latest 2 months payslips
4	Last 3 months Bank Statements with Salary Credits
5	Security cheque signed by the customer addressed to The Royal Bank of Scotland (or) PDC cheques for the number of instalments depending on the mode of payment by the customer
6	Employer to be listed with us
7	Original Utility Bill

We do not offer auto loans at present. To meet your personal needs, we do, however, offer Personal Loans secured against post dated cheques and auto-debits (for customers with salary transfer accounts).

No, RBS offers loans to customers having salary transfer accounts as well as those without salary transfer accounts (Personal Loan secured against post dated cheques - PDC loan).

Subject to approval, this facility can be applied for after every 6 months of regular payments and only on Personal Loans for customers having salary transfer accounts with us. In the event you would like to defer your monthly instalment on your personal loan account, please contact our Non-Stop Banking Service on +971-4-4266000 or visit any of our branches.