Product Offerings
Takaful (Regular Savings Plan)
The partnership between RBS, FWU & Aman offers exclusive benefits to RBS customers. While RBS acts as the distributor for Takaful, the 'wakeel' or insurer for the plan is AMAN (Dubai Islamic Insurance & Re-Insurance Company) and FWU is the product developer.
Benefits:
- Saving for upcoming long term plans (children education, purchase of property, retirement or marriage)
- Monthly contributions invested in a diversified portfolio of Islamic funds ranging from sukuk to stocks based on the customer's risk appetite
- Free switching among the funds
- Regular quarterly reviews
- The customers intention (Nee'at) to save over a span of time, is protected, in case of mortality during the tenure of the policy, the total amount of savings estimated at the end of the policy is passed to the beneficiary.
Current Account (Qard e Hasan)
Our Islamic current account will give you the flexibility to maintain a day to day transactional account and at the same time you can be assured your funds will not be invested in non Shariah compliant assets.
Benefits:
- No account maintenance fee
- Debit card and cheque book facility
- 24 hrs access to your account via our automated telephone banking
- Free E - banking access
- Easy acess to all RBS ATM machines
- Convenience of paying your utility bills over the phone.
Investment Products / Islamic Certificates - Read more
