Welcome to Business Banking

From managing your cash or trade flows to expanding your business internationally, Our Business Banking has unrivalled capabilities, innovative solutions, a global network and quality local execution to help you do just that. With more than a 150 years and serving more than 3 million customers in Asia, we understand and make Business Banking work for you.

Business Banking Working For You

 We believe today's growing enterprises can be tomorrow's multinationals. The on-going globalization of business offers companies like your's opportunities for growth that never existed before.

The Bank boasts of a world-leading infrastructure that provides full business banking capabilities with a personalised feel. We deliver the cutting-edge solutions you need to compete in today's fast-paced business environment, whatever business
you're in.

Products And Services That Produce Results

The Bank offers a complete suite of business banking products and services. We understand your desire for a fast turn-around, flexible bank services, and innovative product that drive business growth. Our solutions are designed to enhance security and reduce operating costs by boosting efficiency and cash flow. Utilise our expertise in cross-border trade and supply chain management to help you gain control of your trade, cash and payments processes around the world.



Cash Management

To boost efficiency and facilitate better decisions, businesses today need rapid and reliable information to help them monitor risk and exposure accurately.

Our efficient, multi-currency cash management processes are needed to execute payment, collect receivables and manage liquidity in different markets. The Bank offers a strong and safe cash management tool, essential to execute your company's financial strategy. However big your business, our network of local relationship managers and product experts will work with you to meet your unique business needs and enhance your competitive advantage. We will help you manage your cash flow anytime, anywhere through our secure site - Business Banking Online.

Integrated Cash Management Services
Product/ Services Payments Collections
Cash Management
  • Cash Withdrawal
  • Cheque Payments
  • Domestic Transfers
  • Local and Regional Currency Payments
  • International Currency Payments
  • Account Services
  • Cash Deposits
  • Cheque Deposits
  • Incoming International Funds Transfer
Account Services
  • Current Account Services
  • Time Deposits
  • Call Accounts
  • Overdraft
  • Liquidity Management
Delivery Channel
  • Business Banking Online

Trade Services and Supply Chain

Our Bank is a leading bank in global trade solutions with a 150-year lineage in intermediating and financing global commerce.

Our Bank is an established, reputable Trade Services bank and a market leader in transaction banking. Our services span over 60 countries in all continents helping you to connect with your clients' markets around the world.

We offer simple end-to-end solutions combined with our award winning online trade portal, MaxTrad™, to help our clients improve business processes so that working capital may be optimised.

Trade Services
Product/ Services Import Export
Documentary Credit
  • Issuance and amendments of Letter of Credit (LC)
  • Special credit, e.g. Standby LC, Transferable LC
  • Advising and Negotiation of LC
  • LC confirmation
Documentary Collections
  • Documents against Acceptance (DA)
  • Documents against Payments (DP)
  • Documents against Acceptance (DA)
  • Documents against Payments (DP)
Others
  • Post Import Financing
  • Pre / Post Export Financing
  • Pre / Post Export Financing
Delivery Channel
  • MaxTrad™- Multi award winning Internet trade delivery platform

Treasury/ Financial Markets

With our wide range of leading financial tools, supported by our team of dedicated Investment Specialists, Treasury Services Officers and Product Managers, we aim to provide the best in-class advisory information and recommendations tailored specifically to your business investment needs. We optimize your business investments by limiting risk and maximizing returns through easy, flexible and tailored investment solutions. Our suite of products includes:

  • Foreign Currency Deposits
  • Spot & Foreign Exchange
  • Yield Enhancing Investment Products
    • FX Dual Currency Investments
    • Principal Guaranteed Yield Enhancing Deposits
    • High Yield Equity Link Deposits

Asset Based Finance

The Bank understands that asset based finance, especially leasing, is premised on the proposition that profits are earned through the use of assets rather than from their ownership. Business Banking provides cost effective asset based finance solutions that allow businesses to consider an alternative source of financing for capital equipment.

Flexibility, tax benefits, balance sheet optimization and cash flow structuring are some of the key benefits for businesses which opt for lease financing instead of outright purchase.

For many of our clients, our Asset Based Finance solutions are now the preferred alternative source of financing for their businesses.

Asset Based Finance
Product/ Services Features Benefits
Equipment Finance
  • Leases and Hire- Purchases
  • Secured term loans
  • Adjustable Down-payment
  • Wide range of Asset Classes
  • Local and Foreign Currency
  • Fixed and Floating Rates
  • Long-term Financing
Financing up to 100% of the equipment value

Ability to finance most types of equipment within a wide variety of industry sectors

Adequate source of funding for CAPEX (Capital Expenditures)

Repayment schedule compatible with CAPEX pay-back

Diversified funding source in addition to regular bank debt

In some countries leases allow for accelerated depreciation.
Sale and Lease-back
  • Long-term funding
  • Wide Range of Asset Classes
  • Local and Foreign Currency
  • Fixed and Floating Rates
Convert existing assets to cash releasing capital to fund business expansion or purchase new equipment

Monetization of equity value hidden in the existing assets

Refinancing of existing debt to improve repayment profile

Important info for US Persons

The offering, sale and/or distribution of many of the products or services described on this website is not intended in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution, including the United States.  Read more...

To know more about how our bank’ Business Banking in UAE can help your business grow and succeed, please call our Business Banking Centre at +971 4 3570357 or email us at business.banking.uae@rbs.com.

The Royal Bank of Scotland N.V.